What do you do if you have hail damage on your roof?
How do you Tell if I Have Hail Damage on my Roof?
Unlike hail on your car, hail on your roof is not necessarily the easiest damage to spot after the storm has passed. If it was small pebble or pea sized hail, you would likely have nothing to worry about, but if you knew the hail was or surpassed an inch in diameter then you should look for signs like:
- Loss of granules
- Missing pieces of shingles
When looking for roof hail damage, one of the key details you are searching for is whether your shingles or roofing were damaged to the extent that you could suspect a leak in the near future. The long term effects of ignoring your roof after a hail storm can result in even greater damage than one could imagine. With shingled roofs, roof hail damage can break down your shingles when left alone over time, having the next gust of wind or storm blow shingles off then leave your home exposed to water damage. Metal roofs, while tougher, are not impervious. When dents are left alone in certain spots, a homeowner will see leak damage enter under their roof and hurt the layers as well as their attic.
The best way to find roof hail damage on your home is to enlist the assistance of a trained roofer. The professionals at Independent Construction have an experienced eye in spotting the damages that come from hail beating down on each kind of roof and can help in that endeavor by offering services like hail damage roof repair as well as inspections to help determine the condition of your roof. Call (570) 266-8208 today to schedule one of our roofers to come out from our main location in Wilkes-Barre, Dallas, and Scranton, PA.
Why is Hail Damage Bad for a Roof?
Aside from being physically damaging to your roof, hail can be a detriment to your home when the correct precautions are not taken. While we’ve listed the signs to look for immediately after a hail storm, longer term signs should also be noted as well. These would come in the previously mentioned leaks, which are much more concerning for the homeowner in that they do significant damage internally when left ignored. Leaks can cause:
- Frame rotting
- Insulation devastation
- Ceiling damage
There is no underscoring the importance of catching roof hail damage when it happens simply due to how catastrophic it can be if left unattended. You do not have to necessarily go as far as replacing your roof after every hail storm, but you should place some importance into being mindful after each one due to the risk of deterioration if there is some damage that had occurred.
What does Hail Damage look like on Siding?
While roofing companies are not known for repairing siding on a home, damages that occur on this section of the home from hail damage can be an indication that you have received roof hail damage. Hail damages on siding specifically look similar to what you would see on the roof if they were the same material. You can spot cracking and dents that would indicate there had been impacted to some legitimate degree. Being that most homeowners choose wood for their siding, chipping and scratches can be features that indicate hail damages as well.
Something to be aware of as well, the age of a roof or part of the home does not necessarily play into whether it will be damaged by hail. When hail exceeds in diameter of one inch, it tends to be large enough to impact anything and at least leave a mark. When you have a new roof, you should take as much caution as homeowners with old roofs, if not more because you do not necessarily know for sure if the roof has been built 100% without mistake until it has been tested.
Does Insurance Cover Roof Hail Damage?
Fortunately for homeowners, hail damage is generally covered in the homeowner’s insurance policy, but make sure to doubly check your own personal policy before filing a claim. Upon noticing damages outside of their control, the homeowner has around a year to file. We recommend doing so as quickly as possible due to that most insurance companies will find a way to dispute damages caused by leaks. Once again we recommend consulting your own policy, being that some insurance companies may be inclined to have a substantially smaller period of time they require. The information you would look for is what your policy includes and excludes. To this particular point, it all depends on the policy you had signed with the insurance company. Depending on where you are in Pennsylvania, you will want to have some sort of minor or major protection against hail and wind damages. Being a business native to Wilkes-Barre, Dallas, and Scranton, PA, Independent Construction understands all that you need for your roof and what policies are best to have the best living experience in the state. Call (570) 266-8208 today to schedule your roof hail damage repair or consult with our roofers the best insurance and care for your roof.